Personal Finance Tracker Excel Template – Monthly Budget, Expenses & Income Analytics

Take control of your finances with this powerful and easy-to-use Personal Finance Tracker Excel Template.

Whether you're an individual, freelancer, or household manager – this tool helps you budget, track spending, and analyze your finances with ease.

💡 What’s Inside:

• 📋 INFO Sheet: Clear instructions to get started quickly
• 📁 Custom Categories: Income & expense categories tailored to your life
• 💰 Budget Planner: Compare your actual vs planned spending
• 🧾 Transactions Log: Keep daily records with auto-categorization
• 📊 Automated Analytics: Monthly breakdowns, surplus/deficit, and visual insights
• 📈 Cash Flow Overview: See how much you really have left each month.

🧠 Who is this for?

• Budget-conscious individuals
• Students & freelancers managing irregular income
• Families tracking shared household expenses
• Anyone who wants a clear picture of their money

🔒 Protected Dashboard – The dashboard is locked to ensure formulas and visualizations remain intact. Other sheets are fully editable.

⚠️ Want to resell or access the fully unlocked version?
📩 Message me for commercial/resale version.

📁 Format: Microsoft Excel (.xlsx)
📥 Instant Download – Ready to use
📆 Best used monthly, but fully flexible

No subscriptions. No complicated apps. Just clear, powerful spreadsheets.

👉 Start managing your money smarter – Download now!